Times of India | 100% FDI allowed in insurance sector under automatic route, inflows for LIC capped at 20% AI generated summary, Read the full article for complete information. The Indian government announced that foreign direct investment (FDI) in insurance companies can now be up to 100 % of paid‑up equity under the automatic route, subject to approval by the Insurance Regulatory and Development Authority of India (IRDAI). This change, aligned with the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025, lifts the previous ceiling of 74 % and follows parliamentary approval of the Sabka Bima Sabki Raksha Bill. While all insurers may receive full foreign ownership, Life Insurance Corporation of India (LIC) remains restricted to a maximum of 20 % foreign investment. The new rules also extend the 100 % FDI limit to insurance intermediaries, and require key top‑level positions (chairperson, managing director or CEO) to be held by resident Indian citizens, with any ownership changes complying with RBI pricing rules under FEMA. Read more: https://timesofindia.indiatimes.com/business/india-business/100-fdi-allowed-in-insurance-sector-under-automatic-route-inflows-for-lic-capped-at-20/articleshow/130716877.cms #IRDAI #LIC #DPIIT #ReserveBank #SabkaBima #Indiangovernment #Parliament #