DornerStan

Insurance companies are capitalists too

Not to minimize how fucked the US is, but this is true to some degree. There’s a lot of ways to get a mortgage with lower credit, with or without federal and state grants. Most people could probably get approved for a mortgage. Now, getting approved for a mortgage that’s large enough to afford anything near your work is a bigger question. But if you can afford to live in a cheaper area and have consistent income, it’s worth checking to see if escaping the rent trap is a possibility.

Lol what??? Marx is either gonna be number one, or the list is assuming you’ve already read the manifesto. Capital should absolutely be in the top 80, and the only reason it isn’t usually top 10 is because anglos are too lazy/illiterate/overworked to attempt it. But many lists will have Wage Labor and Capital as well as Value, Price, and Profit as easier alternatives to Capital. Most of his stuff is essay-length and wouldn’t necessarily show up on a book list. But Essays on Feueurbach, the German Ideology, and Critique of the Gotha program are commonly recommended, for example.

Just a tiny one, occupied by a single person

There’s a tiny blue dot outside the red circle. Not gonna tell you who it is

If it’s gonna take more than a few years to pay off, you might consider defaulting. Credit card debt is some of the most easily dischargeable debt. That can range from offers in compromise to declaring some sort of bankruptcy to just not paying them anymore (the latter might have repercussions if you have seizable assets or enough debt that the carriers think it’s worth going through the courts to try and garnish your wages, assuming you have regular W2 income). Or if you currently have decent credit, a refi might even be a good option. Do your own research, this is not financial advice. I know people that just stopped paying and basically nothing happened. Credit scores went through the floor, but that’s pretty much it. Within a couple years they were able to open new cards, and after seven years the dings fell off their credit reports.