vodka

In a lot of European countries there are local payment apps that work as alternatives. Some banks even have payment support in their own apps. Check your local market for alternatives, though if your market is the US then there probably isn't any.

No. But third party payment apps might work. I'm using one for contactless payments and it works just fine.

Using contactless nfc payment on my grapheneos phone almost daily. Just not Google Wallet.

The fact that it was almost 20c in Oslo the other day, in the middle of December sure is something.

Yes

You’re not thinking about when Microsoft bribed their way into them not switching by opening an office in the area?