Post #2974784
2026-05-12 03:59 UTC
@ax6761@freeradical.zone
Nice. Instead of getting into individual categories, you focused on finding if the absolute necessary items were covered by high yielding account (like a second account with limited funds?)
What did those statistics values like mean and median tell? I suppose you need a few months' data to plot those.
Replies (1)
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@ax6761@freeradical.zone 2026-05-13 01:32
@dpreacher@freeradical.zone Yes; local banks have terrible savings APR. Anything approaching decent rate (3.3+%) required a money market account with balance in excess of US$ 99_000 at my current bank -- too rich for me. The statistics just give me the idea of the on going expenses. Big purchases -- a flight+hotel; 6-month car insurance payment; etc -- add bumps along the way. Also, "just because". Have also added a "high" marker line for the expected amount that I can easily can live with.