Post by @Appoxo

In reply to 4 earlier posts

@emergencyfood@sh.itjust.works on sh.itjust.works Open parent

Why NFC on phones?

Sometimes on phone reviews I read that a certain model, often one released in a Western market, uses NFC for payment. In my country, mobile payments use QR codes so any phone with a camera can use them. Does NFC have any advantage over such a system?

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@catdog@lemmy.ml on lemmy.ml Open parent

TIL not every country uses NFC for contactless payments. FYI, metadata of any of those payments are routed through Apple or Google systems. Use a physical card (with or without NFC) instead if you don’t want this.

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@emergencyfood@sh.itjust.works on sh.itjust.works Open parent

The backend is a government system called NPCI. The frontend can be any app that follows the standards laid down by NPCI. This includes Google Pay, Walmart’s Phonepay, SoftBank’s PayTM and NPCI’s own BHIM. Many banks also have their own apps, but most of these are BHIM reskins.

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@catdog@lemmy.ml on lemmy.ml Open parent

In theory, yes. In The Netherlands, most if not all banks killed their NFC payment module and suggest the use of Apple/Google services instead. I assume this is the same for most smaller countries and banks.

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Appoxo in !asklemmy

@Appoxo@lemmy.dbzer0.com · 6d

But isnt the Apple/Google way still using NFC?

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