Post #62352
2025-12-14 13:11 UTC
Shit, I’ve had a credit score of 750 or more for years, and yet I can never get approved for any loans other than small, short-term ones like from a cash checking service to get an advance on a paycheck.
Replies (1)
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@CHOPSTEEQ@lemmy.ml 2025-12-14 13:44
I was in a similar boat for the first few years out of college. Like, totally fine score, couldn’t even get a PayPal credit for under $1000 for some reason. When I met my wife and we secured a credit union mortgage, everyone just started throwing credit at me. My score is sky high, so every account keeps raising my limit, which raises my score, etc. it’s all a bunch of bullshit.