Post #4368837

@JessTheUnstill@infosec.exchange I have set up my PayPal *savings* to pull money through my credit union debit card periodically — primarily as an automatic savings measure, not loss firewalling — which effectively makes money inaccessible from the CU account. Making it spendable at all would require a manual PayPal transfer. This would be weakened if both accounts could be accessed with the content of a password vault alone. My CU uses a live face shot and PayPal uses either a device-bound passkey or TOTP.