Post #3956516

@mrc@mastodon.berlin Well I've worked with these systems briefly and from what I know: everybody hates each other. Banks don't want PDS2 because it forces the concept of "open banking" on them, that the EU requires (and slowly the US). The middlemen like Qwist or TrustLayer need to implement hundreds if not thousands of different banks with different APIs and mechanisms. The users get a shitty experience when that market isn't big enough or the relationship between bank and provider isn't on ideal terms.