@soulfire@mastodon.jarexibackblaze.xyz
Post #3900571
2026-07-18 02:21 UTC
I really shouldn't be glorifying credit, but it is nice. How select BNPL providers can integrate with merchants to tell you exactly what your financing. So every time you come back to look at it or pay it, you can ask yourself "was this worth it?" and "should I be spending my money differently?". But maybe I'm convincing myself of lies idk.
Replies (1)
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@soulfire@mastodon.jarexibackblaze.xyz 2026-07-18 02:23
There's just a weird paradox with credit cards. You shouldn't use it since there's a chance that you'll default, but you also should not not use it because then you have no credit history to get approved for a loan when you actually need one. Maybe credit history is just a big scam made up by banks to hook people on credit idk.