@soulfire@mastodon.jarexibackblaze.xyz
Post #3900599
2026-07-18 02:23 UTC
There's just a weird paradox with credit cards. You shouldn't use it since there's a chance that you'll default, but you also should not not use it because then you have no credit history to get approved for a loan when you actually need one.
Maybe credit history is just a big scam made up by banks to hook people on credit idk.
Replies (1)
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@soulfire@mastodon.jarexibackblaze.xyz 2026-07-18 02:26
I do a good job at not spending more than I can afford, but I am rather impulsive and struggle with patience. Especially if there's a problem that needs to be solved. I have zero sense of setting priorities.