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@uriel238@lemmy.blahaj.zone

Post #3646720

2026-06-30 04:37 UTC

In the aughts, I had accumulated about $30 in debt, but managed it through consolidation programs, and got it down to about 3%. Then the subprime mortgage crisis happened, and my creditors said sorry, but we’re fucking you over no matter what the contract says. Your interest rate is 12% and feel lucky we don’t raise it again. Apparently companies will do that. I didn’t pay them at all and just waited seven years to wait out statute of limitations.

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