Post #1088458
2026-04-12 06:18 UTC
TIL not every country uses NFC for contactless payments.
FYI, metadata of any of those payments are routed through Apple or Google systems. Use a physical card (with or without NFC) instead if you don’t want this.
Replies (2)
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@emergencyfood@sh.itjust.works 2026-04-12 08:01
The backend is a government system called NPCI. The frontend can be any app that follows the standards laid down by NPCI. This includes Google Pay, Walmart’s Phonepay, SoftBank’s PayTM and NPCI’s own BHIM. Many banks also have their own apps, but most of these are BHIM reskins.
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@Appoxo@lemmy.dbzer0.com 2026-04-12 11:53
It feels like mostly Asian countries are likely to use QR-code while most western (NA and (West-)Europe) countries are likely to use NFC based. At least that’s what I observed with Youtube and my limited traveling.