#ukpersonalfinance

Myth: 2% inflation is harmless. Reality: the Rule of 72 says prices double in 36 years at 2%. Cash earning 0% halves in real spending power over the same stretch. Money sat at 0% is losing you spending power every single year it sits there. #Inflation #Cash #UKPersonalFinance

A 20% yield on cost feels like investing genius. The dividend doesn't care what you paid in 2008. The metric most income investors brag about has a flattering lie buried inside it. #Dividends #IncomeInvesting #Metrics #UKPersonalFinance

Your tax-free dividend allowance has been cut by 90% in a few years, and almost no one noticed. It was £5,000 in 2017/18. It's £500 now. If you hold income shares outside an ISA, far more of the payout is now taxed. The shelter matters more every year. #Dividends #Tax #UKPersonalFinance