If you want to retire early you might be obsessed with paying no tax and throw all your money into a pension. Please remember that you can't access the pension until you're 57!! You need the ISA to get you from, say, early retirement at 50 to pension access at 57. Yes, even if you have to pay some tax! #PersonalFinance #FIRE #FireUK #Investing #IndexInvesting #FinancialIndependence #UKFinance