Elektrine
Log in Register

#financialplanning

4 posts · Last used 22d

Back to Timeline
RSawatskyCFP
Russell Sawatsky CFP @RSawatskyCFP@mstdn.ca · Jul 23, 2026
What happens if you open a First Home Savings Account (FHSA) but never buy a home? My latest Money Architect post follows three fictional Canadian couples whose FHSAs lead to different outcomes. It also explains some easily misunderstood rules, including the limited carry-forward of unused contribution room and the option of transferring the funds directly to an RRSP or RRIF. https://moneyarchitect.ca/what-if-you-open-an-fhsa-but-never-buy-a-home/ #FHSA #PersonalFinance #FinancialPlanning #Canada
0
0
0
RSawatskyCFP
Russell Sawatsky CFP @RSawatskyCFP@mstdn.ca · Jul 09, 2026
Taxes are not only about raising revenue. They also reflect choices about what society taxes: what we earn, what we spend, what we accumulate, and what we eventually pass on. In my latest #MoneyArchitect blog post, I look at #incometax, #consumptiontax, and #wealthtax, including taxes on wealth transfers, and why the tax mix matters. Read more here: https://moneyarchitect.ca/taxing-what-we-earn-spend-and-leave-behind/ #Canada #TaxPolicy #PersonalFinance #FinancialPlanning #WealthTax #GST #HST
0
0
0
RSawatskyCFP
Russell Sawatsky CFP @RSawatskyCFP@mstdn.ca · Jul 02, 2026
Downsizing in retirement can sound simple: free up home equity, reduce maintenance, and simplify your life. But a smaller home is not always cheaper, or better. It may affect family visits, community, accessibility, rent or condo risks, and the meaning attached to a long-time home. My latest #MoneyArchitect blog looks at the trade-offs. https://moneyarchitect.ca/downsizing-in-retirement-things-to-consider/ #PersonalFinanceCanada #FinancialPlanning #RetirementPlanning #Downsizing
0
0
0

You've seen all posts