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In reply to
charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · 1d ago
No other state relies more on #ACA federal tax credits than MISSISSIPPI: Last year *98%* of enrollees received the enhanced subsidies to make their health insurance premiums affordable. Result of those subsidies being dramatically slashed this year? Nearly 25,000 couldn't even afford to sign up...
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charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · Jun 05, 2026
🚨 CONNECTICUT: Preliminary 2027 unsubsidized #ACA rate changes: Individual market up 15.7%, small group up 17.8% Plus, UHC absorbs Oxford & CTCare drops a division acasignups.net/26/06/05/con... Connecticut: Preliminary 2027 ...
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charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · Jun 05, 2026
🚨 #OREGON can't catch a break: Preliminary 2027 unsubsidized #ACA rate filings: Indy mkt up 17%, sm. group market up 16%: acasignups.net/rate_changes... Oregon can't catch a break: Pr...
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In reply to
charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · Jun 01, 2026
On average, Georgia #ACA enrollees went from paying around $2,100 apiece last year to over $4,000 this year. That's more than a $1,900 avg. increase *per enrollee* in 2026.
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charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 29, 2026
🚨 WASHINGTON STATE: Preliminary 2028 *gross* #ACA rate filings have been published...and it ain't pretty: acasignups.net/rate_changes... Washington State: Preliminary ...
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charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 28, 2026
📣📣 VERMONT: The Green Mountain State is first out of the gate with *preliminary* *2027* #ACA rate filings... acasignups.net/26/05/28/ver... Vermont: First out of the gate...
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charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 28, 2026
🚨 How much more are DELAWARE #ACA enrollees *really* paying this year due to Trump/GOP policies? acasignups.net/26/05/28/how... How much more are DELAWARE ACA...
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In reply to
charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 27, 2026
On the one hand, avg. full-price #ACA premiums were already over $900/month on average last eyar, so the fact that they "only" increased by 12% (to $1,030/mo) isn't that impressive. On the other hand, thanks to the state subsidies, *net* avg. premiums are only going up about 7.6%...
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In reply to
charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 27, 2026
Short version: Prior to the #ACA, individual market health insurance premiums were indeed far lower on average than *unsubsidized* employer sponsored insurance. HOWEVER, most of that was because pre-ACA, indy insurance generally *didn't include any protections or coverage requirements.*
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In reply to
charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 26, 2026
The good news: This is knocking avg. net premiums down by around $460/yr per enrollee. The bad news: Even with that, the 277,000 CO #ACA enrollees are still paying an average of ~37% higher premiums & ~19% higher out of pocket expenses, or over $1,200 more apiece this year.
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In reply to
charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 26, 2026
Like some other states, Colorado has passed emergency legislation to generate ~$100 million for supplemental #ACA subsidies to help mitigate the lost *federal* tax credits which Republicans allowed to expire back in December. They're providing up to $80/mo in extra subsidies to ~70% of enrollees.
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In reply to
charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 26, 2026
Update: I should note that California has also been quietly covering the mandatory $1/month "abortion rider" fee for all #ACA enrollees for years now, which means they're technically covering another $12/year in net premiums per enrollee. More on this here: acasignups.net/26/03/17/one... One of the most insanely stupi...
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charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 26, 2026
🚨 How much more are CALIFORNIA #ACA enrollees *really* paying this year due to Trump/GOP policies? State subsidies are filling in some of the gap, but it's still not pretty. acasignups.net/26/05/26/how... How much more are CALIFORNIA A...
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charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 22, 2026
NEVADA: Effectuated #ACA enrollment down over 11% as of May; nearly 12,000 have lost coverage already: acasignups.net/26/05/22/nev... Nevada: Effectuated ACA enroll...
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In reply to
charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 21, 2026
In Arizona specifically, #ACA plan selections during the 2026 Open Enrollment Period dropped by a whopping 15.6% vs. OEP 2025, with nearly 66,000 fewer Arizonans signing up. The ~357,000 who did, however, were hit with more than a DOUBLING of their net premiums...
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In reply to
charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 19, 2026
Alaska saw their #ACA enrollment drop by over 9% out of the gate, with over 2,600 fewer residents signing up during Open Enrollment this year. The ~26,000 who did so are paying over $1,400 *more* in premiums plus a slight increase in their out of pocket expenses in 2026...over $1,500 more total.
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charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 13, 2026
🚨 Trump Regime admits over 3 MILLION Americans have already lost #ACA healthcare coverage so far this year: charlesgaba.substack.com/p/breaking-c... 🚨 Breaking: CMS admits over 3....
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charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 12, 2026
🚨 BREAKING: Trump Regime admits over 3 MILLION Americans have already lost #ACA healthcare coverage so far this year: acasignups.net/26/05/12/bre... Breaking: CMS admits over 3.0 ...
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charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 11, 2026
📣 PENNSYLVANIA: Effectuated #ACA enrollment drop not as bad as Pennie suggests, but the trend line definitely isn't pretty... Over 600,000 Americans have lost ACA healthcare coverage across just 11 states so far. acasignups.net/26/05/11/pen... Pennsylvania: Effectuated enro...
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charlesgaba.com
Charles Gaba ✡️
@charlesgaba.com@bsky.brid.gy · May 07, 2026
NEW MEXICO: A rare #ACA enrollment bright spot (for real this time) in the Land of Enchantment! acasignups.net/26/05/07/new... New Mexico: A rare bright spot...
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