“But as we dug deeper, the real problem emerged: no one on the team could explain why certain design decisions had been made or how different parts of the system were supposed to work together. The code might have been messy, but the bigger issue was that the theory of the system, their shared understanding, had fragmented or disappeared entirely. They had accumulated cognitive debt faster than technical debt, and it paralyzed them.” — Margaret Storey https://margaretstorey.com/blog/2026/02/09/cognitive-debt/