Post #62258
2025-12-14 12:18 UTC
Yeah the system makes no sense. I got dinged -12 points this week for some reason, apparently for continuing to pay my student loans on time and using my one credit card for the exact same purchases I always do, which I likewise always pay off each month automatically.
Replies (2)
-
@SARGE@startrek.website 2025-12-14 12:37
It makes perfect sense when viewed from “the credit companies work with lenders to ensure your credit only rises if you’re constantly in more and more debt but still paying it like an obedient little wage slave”
-
@plateee@piefed.social 2025-12-14 16:57
I’ve gotten dinged for not having *enough* accounts/credit lines. My old car payment fell off last month, and I bought a car with cash (not a great car, but it was cheap) - now I’m in the “fair” zone. But fuck me for not wanting a shitload of credit cards/loans, right?