Husband rings the car insurance people to ask why his renewal quote is ludicrously high, when compared to mine and Resident Son's on a percentage basis. Bloke on phone starts explaining, Ah well, Sir, these days, the increased cost of car parts... Husband politely cuts him off to explain he works in motor manufacturing and offers to list the parts that are common to his model of Skoda and the Skodas his wife and son drive. Renewal quote comes down to something sensible very swiftly.