Post #1742725

@stagerabbit @davep I think most of the banks in Sweden are at least ok in this regard. I’ve had online banking for 30 years (pre internet), and it has always been two-factor. In the beginning only pin and single-use codes, but very quickly it became smartcard-based challenge-response with pin unlock of the smartcard, so theoretically very secure. I’ve only done hanko based banking in Japan, so I’ve never seen online banking in Japan, but that seems horrible.