Post #1686058

Yesterday, we sold our house in Puerto Rico(!) and we've been putting a toe into the Venmo cesspool as a result: the place we will rent in our new home accepts rent payment via Venmo. Due to a minor misunderstanding about the balance due on rent, we overpaid and the landlord _returned_ some money(!) This gave me a positive Venmo balance. I could roll that back onto the debit card for a 3% fee (no, thank you), or return it to a bank balance absolutely free. FREE, you say? Oh hell no. To return it to the bank, I have to effectively give Venmo's identity-and-credentials-management partner "Plaid", permission to write my entire financial history on any chosen public bathroom wall anywhere in the world (as they see fit). One must read through three tiers of terms-of-use statements to get the full picture of this degree of freedom. It is insane. I will extricate myself from Venmo with due haste, meanwhile scrupulously avoiding further positive balances.