Post #1385749
2026-02-12 17:36 UTC
@whynothugo fully European in the sense that the debanking risk is meaningfully addressed and that American companies don't participate in the payment process. There's a meaningful difference between using Visa vs not, and the choice to start with mobile apps doesn't mean that they'll not end up extending to browsers
State of the art I'd say is based on what people use today. we have online payment over SEPA too, and it's not popular. the mobile web isn't popular.
Replies (1)
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@whynothugo@fosstodon.org 2026-02-13 00:41
@untitaker Online payments via iDEAL are ubiquitous in the Netherlands. Most stores don't even take Visa/MasterCard, and regular bank accounts don't include a card that's usable online either (you can get one, but it costs ~10x that of a regular bank card). The risk of de-banking is still there: Google or Apple can block your account and your device along with it. There's precedent of people not being able to use apps any more because their account was banned.