Post #1079507

For any of you sad sacks of shite sorry enough to live in California or New Jersey, doing taxes, and have an HSA... Pretty sure no HSA companies track capital gains and losses, since they are not needed for federal. Since the HSA company isn't choosing specific shares to sell, you have to cost average. So, tot up all the hard-earned petrodollars you spent buying whatever mutual fund you are using and the number of shares you have. That's your cost basis, which you need when you sell some shares. After selling, you have to subtract off the number of shares as well as subtract off the cost basis you just used from your running total for next time. Ditto buying more shares. You've got six days to figure it out.